For more than 17 years, The ReBrand Agency and Barbara L. Breggs & Associates have built their work around a simple belief: everyone deserves access to understandable, quality health insurance guidance—regardless of where they live or what challenges they face.
Our roots are deeply connected to rural and underserved communities, where navigating health insurance can often feel overwhelming, complicated, and out of reach. Through years of experience in insurance marketing, compliance, benefits education, and brokerage services, we have developed a different approach—one centered on education, access, connection, and service.
Today, our two organizations have joined forces to bring that approach to an area where we believe it can make a meaningful difference: Student Health Insurance.
We believe students should not have to choose between pursuing their education and understanding how to protect their health. That is why our student-focused model is built around four simple pillars:
EDUCATEHelp students understand their health coverage options.
EQUIPProvide information and resources to support informed decisions.
CONNECTConnect students with licensed professionals and available coverage options.
ADVOCATEPromote greater access to health insurance education within campuses and communities.
Our work continues to expand across the federal marketplace as we build relationships with educational institutions, community organizations, families, and trusted insurance partners.
This isn't simply about selling insurance. It's about making health coverage easier to understand, easier to access, and easier to navigate.
As we look toward the future, The ReBrand Agency and Barbara L. Breggs & Associates are committed to changing the way students and underserved communities experience health insurance—one conversation, one connection, and one opportunity at a time.
Because when people understand their options, they can make informed choices about their future.
Our Difference
What Makes Us Different?
We Don't Just Offer Insurance. We Build Access Around the Student.
Most insurance programs give students a website, a phone number, and a list of plans—and leave them to figure out the rest. We believe students deserve more.
The ReBrand Agency and Barbara L. Breggs & Associates are creating a student-centered approach that brings education, licensed insurance guidance, and personal assistance directly to the college and university community.
A Representative Dedicated to the Campus
One of the most important differences in our model is our commitment to providing each participating college and university with a trained representative to assist its student body. That representative becomes a familiar resource for students—helping them understand their health coverage options, navigate the enrollment process, identify available resources, and know where to turn when they have questions.
Students shouldn't have to search for help. We bring the help closer to them.
Campus-Centered Support
We work alongside participating colleges, universities, and technical schools to create a more accessible health insurance experience for students.
Education Before Enrollment
Our approach starts with understanding—not selling. Students receive information about available options so they can better understand what they are considering.
Human Connection in a Digital World
Online tools are convenient, but students still need someone they can talk to. Our model combines technology with personal assistance.
Built With Rural & Underserved Communities in Mind
Our experience serving rural and underserved communities shapes how we approach access, education, and outreach. We recognize that one approach does not work for every community.
Designed for the Institution AND the Student
We don't want to simply reach students. We want to work with the institution to create a sustainable process for communicating health insurance information and connecting students to assistance.
Compliance-Minded Service
Our approach is grounded in licensed insurance professionals, appropriate carrier appointments, regulatory requirements, and responsible handling of student inquiries and information.
A Partnership That Can Grow With the Campus
As student needs change, our outreach model can evolve through educational presentations, enrollment assistance, campus communication, and ongoing support.
Our CommitmentWe Don't Want to Be Just Another Insurance Company on Campus.
We want to become a resource your students know they can count on.
Educate the Student.Equip the Student.Connect the Student.Support the Student.
Because access isn't just having a health insurance option. Access is knowing what your options are—and knowing who can help you understand them.
Our Independent Advantage
Independent by Design. Focused on You.
As two independent insurance agencies working together, The ReBrand Agency and Barbara L. Breggs & Associates bring experience, flexibility, and a personalized approach to every client we serve.
Rather than taking a one-size-fits-all approach, we take the time to understand your needs, priorities, and budget, then help you explore available insurance options from carriers we are licensed and appointed to represent.
Whether you are seeking individual coverage, family protection, business solutions, supplemental benefits, or group benefits, our goal is to help you understand your options and select coverage that aligns with your needs, your lifestyle, and your financial goals.
Your life isn't one-size-fits-all. Your insurance shouldn't be either.